Basic Steps To Manage Bank/Credit Card Accounts
- Add all your bank/credit/brokerage accounts to mint.com or yodlee or quicken etc
- Download mint application on your iPhone or other smart phone (if you have one)
- Set up minimum payment on due date to avoid late charges
- Pay off balances - minimum payment if you get a chance to pay before due date
- Use only one or two credit cards a month to avoid multiple payments
- Monitor your transactions everyday on your mint
- Call customer service on regular intervals to get lower APR
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